Terms of Service

The service

RiskFindr helps agencies discover, research, and prioritize commercial prospects, and drafts outreach for producer review. The product surfaces information and suggestions to assist licensed producers; it does not act on their behalf without review.

Not professional advice

RiskFindr does not provide insurance, legal, underwriting, or regulatory advice, and it does not replace licensed insurance producers. Possible exposure indicators are signals for review and are not a determination of coverage needs. You are responsible for all professional judgments, recommendations, and communications made to prospects and clients.

RiskFindr does not provide insurance, legal, underwriting, or regulatory advice and does not replace licensed insurance producers.

AI-assisted output

Research summaries, signals, exposure indicators, fit scores, and outreach drafts are generated with AI from available information. They may be incomplete or inaccurate and must be reviewed by a licensed producer. AI-generated outreach must be reviewed and approved before it is used or sent.

AI-generated outreach must be reviewed and approved by a licensed producer before use.

Acceptable use

You agree not to:

• Use the product for any unlawful, deceptive, or harassing purpose.
• Send communications that violate applicable anti-spam, telemarketing, or privacy laws.
• Misrepresent AI-generated content as verified facts or professional advice.
• Attempt to disrupt, reverse engineer, or gain unauthorized access to the service.
• Upload content you do not have the right to use.

You are responsible for ensuring your outreach and prospecting comply with all laws and regulations that apply to your agency.

Accounts

You are responsible for maintaining the confidentiality of your account credentials and for activity that occurs under your account. Notify us promptly of any unauthorized use.

Plans and commercial terms

Access to RiskFindr is provisioned by our team based on the plan and terms agreed in your order or pilot agreement. Pricing and limits are described on our pricing page and in any order you agree to. The product does not collect payment details or process payments — all commercial arrangements are handled directly with our team.

Disclaimers and limitation of liability

The product is provided on an "as is" and "as available" basis without warranties of any kind, to the maximum extent permitted by law. We do not warrant that information is accurate, complete, or current, and we do not guarantee any specific results, leads, meetings, or outcomes. To the maximum extent permitted by law, RiskFindr will not be liable for indirect, incidental, or consequential damages arising from your use of the product.

Business and contact information may be incomplete or outdated.

Termination

We may suspend or terminate access for violations of these Terms or to protect the service. You may stop using the product at any time.

Changes to these Terms

We may update these Terms as the product evolves. Material changes will be reflected by updating the date above. Continued use after changes take effect constitutes acceptance.

Contact

Questions about these Terms? Email us at hello@riskfindr.com.